Driving for a ride-sharing company can be a great way to earn income, but it also comes with unique risks. That’s why having the right ride-sharing insurance is essential to protect you, your passengers, and your vehicle. At St. Louis Trucking Insurance (636) 978-1595, we specialize in ride-sharing insurance designed to give you peace of mind on the road. Call us today at 636-978-1595 to explore your options!
Ride-sharing insurance bridges the gap between your personal auto insurance and the coverage provided by ride-sharing companies like Uber or Lyft. While these companies offer limited liability coverage, it often doesn’t extend to your vehicle or cover all phases of your ride-sharing activities. Our tailored policies in St Louis, MO. ensure you’re fully protected every step of the way. Contact us at 636-978-1595 for more details!
Many drivers assume they’re fully covered by their personal auto policy or the ride-sharing company’s insurance, but that’s often not the case. For instance, most personal auto policies exclude coverage during ride-sharing activities, and the company-provided coverage may have significant gaps. Ride-sharing insurance fills those gaps, keeping you protected at all times—before, during, and after a ride.
Here are some common claims that ride-sharing insurance can cover:
Vehicle Damage
Covers repairs to your car after an accident.
Injury Liability
Protection against medical expenses if a passenger is injured.
Legal Fees
Covers the cost of lawsuits related to accidents.
Third-Party Property Damage
Compensation for damage to someone else’s property.
Uninsured/Underinsured Motorist
Covers damages if you’re hit by a driver with insufficient insurance.
Roadside Assistance
Helps with towing, flat tires, and other roadside issues.
Here’s a quick look at some typical claims and their associated costs:
| Claim Type | Average Cost | Likelihood |
|---|---|---|
| Vehicle Damage | $3,000 | High |
| Injury Liability | $15,000 | Moderate |
| Uninsured Motorist | $10,000 | Low |
At St. Louis Trucking Insurance (636) 978-1595, we understand the unique challenges ride-sharing drivers face. That’s why we offer affordable and comprehensive ride-sharing insurance solutions tailored to your needs. Whether you’re driving full-time or just a few hours a week in St Louis, MO., we’ve got you covered. Call 636-978-1595 to get started!
Our ride-sharing insurance offers: - Full coverage for all phases of ride-sharing: before, during, and after a trip. - Peace of mind with affordable premiums. - Expert support from an agency with over 14 years of experience. - Seamless claims handling.
Don’t wait until it’s too late to protect yourself on the road. Contact St. Louis Trucking Insurance (636) 978-1595 today at 636-978-1595 to discuss your ride-sharing insurance needs. Ready to get started? Fill out our online quote request form, and we’ll take care of the rest!
